Types of Disability Benefits in Illinois

Before applying, it’s important to determine which program you're eligible for:

• SSDI: For people who have a qualifying work history and have paid Social Security taxes.
• SSI: For individuals with limited income and assets, regardless of work history.

Both programs are managed by the Social Security Administration (SSA), but Illinois' Disability Determination Services (DDS) reviews and decides on the medical eligibility of claims.

Step-by-Step Process to Apply for Disability in Illinois

Step 1: Review Eligibility Requirements

To apply for SSDI or SSI, you must have:

• A disabling medical condition expected to last at least 12 months or result in death
• For SSDI: Enough work credits based on your employment history
• For SSI: Low income and limited assets

Step 2: Gather Required Documents

Collect the following before starting your application:

• Medical records and treatment history
• List of doctors and healthcare providers
• Work history and job descriptions
• Personal identification and financial information

Step 3: Submit Your Application

You can apply for disability in Illinois by:

• Online at www.ssa.gov
• Calling the SSA at 1-800-772-1213
• Visiting a local SSA office in Illinois

Be thorough and accurate—mistakes or missing info can cause delays or denials.

Step 4: Your Case Is Reviewed by Illinois DDS

Once you apply, the SSA forwards your file to Illinois Disability Determination Services, where medical examiners and doctors:

• Review your documentation
• May request more medical records
• Might schedule a Consultative Exam (CE) if needed

Step 5: Wait for a Decision

You’ll receive a letter in the mail with the SSA’s decision. Most initial applications are denied—but you have the right to appeal.

What If You’re Denied?

If your claim is denied, don’t give up. You can:

• Request a Reconsideration (first level of appeal)
• Request a Hearing before an Administrative Law Judge if reconsideration is also denied
• Submit new medical evidence or documentation during the appeals process