1. Initial Application Decision Timeframe

In Illinois, the average processing time for an initial SSDI application is between 3 to 6 months (90 to 180 days).

However, several factors can affect this timeline:

• Completeness of your application: Missing information or incomplete forms can lead to delays
• Medical record collection: The SSA must receive and review your medical records before making a decision
• SSA workload: High application volumes in Illinois can extend wait times

2. What If Your Claim Is Denied?

Most initial SSDI applications are denied. If your application is denied, you can request reconsideration:

• Reconsideration: This review process generally takes an additional 3 to 5 months
• Hearing Before an Administrative Law Judge (ALJ): If reconsideration is denied, you can request a hearing. In Illinois, wait times for hearings can range from 8 months to over 18 months, depending on your local hearing office’s backlog

3. Total Timeline If Appeals Are Needed

If your claim goes through all appeal stages, the entire process from initial application to final decision can take anywhere from one to two years or longer.

4. Tips to Avoid Unnecessary Delays

While you cannot control SSA processing times, you can help keep your application moving by:

• Submitting a complete and accurate application: Provide thorough details about your medical conditions, treatments, and work history
• Providing up-to-date medical documentation: Submit recent records from all treating providers
• Responding quickly to SSA requests: If SSA contacts you for additional information, respond as soon as possible
• Following up regularly: Check your claim status online or by calling SSA to ensure no documents are missing

5. Compassionate Allowances (CAL) for Faster Approval

Some medical conditions qualify for Compassionate Allowances, which expedite the approval process. These include severe diseases like ALS, certain cancers, and rare disorders, allowing approval in a few weeks instead of months.