Initial Application Stage (3 to 6 Months)

After submitting your application to the Social Security Administration (SSA), it usually takes about three to six months to receive an initial decision. During this stage, Illinois Disability Determination Services (DDS) will review your application, medical records, and work history to determine if your condition qualifies as a disability under SSA guidelines.

Reconsideration Stage (2 to 5 Months)

If your initial claim is denied, which is common, you can request a reconsideration. This process involves a complete review of your application by someone who wasn’t involved in the original decision. In Illinois, this step usually takes an additional two to five months, depending on how quickly updated information or medical evidence can be provided.

Hearing Stage (9 to 18 Months)

If your reconsideration is also denied, you can request a hearing before an Administrative Law Judge (ALJ). Unfortunately, this is the longest part of the process. In Illinois, it can take anywhere from nine to eighteen months just to schedule a hearing. After the hearing, it can take another two to three months to receive a written decision from the judge.

Fast-Track Options

Certain claims may be eligible for faster processing. The SSA offers expedited review through programs like Compassionate Allowances for severe or terminal conditions and the TERI (Terminal Illness) program. If your condition qualifies, you could be approved in a matter of weeks.

Summary of the Timeline

If your claim is approved at the initial level, you might receive benefits in as little as three to six months. However, if you must go through all stages of appeal—including a hearing—it could take up to two and a half years or more to receive a final decision. Every case is unique, and delays can occur if documentation is incomplete or if the SSA requests additional information.